Only 7% Of Self-Employed Protect Their Income Against Injury
While the
number of injuries in the workplace has dropped to a 7 per cent lower average in the last 5 years, it would be naïve to think that safety gear and h
igh visibility clothing alone was enough to eradicate the risks assoc
iated with certain workplaces entirely
.
However
,
despite at risk industries such as construct
ion having high number of self-employed people within the workforce, a new report has found that
only 7 per cent of self-employed people have critical illness cover to protect their income if they become unable to work through serious medical conditions.
The report, by Scottish Widows, also found that 21 per cent of self-employed people would become financially insecure if they were to lose their main income, with 62 per cent of families overly reliant on one income to support them.
Johnny T
impson, a protection specialist at the insurers, said that a back-up plan must be viewed as an essential for workers: “No one w
ants to think about disaster striking, but knowing that your family will not be left struggling will give y
ou peace of mind and allow you to enjoy the many benefits that being self-employed brin
gs.”
The need for safety workwear and high v
isibility clothing for many workers such as those in construction is an indication of the risks involved.
According to the
Health & Safety Executive, each year 3 per cent of those in the construction industry fall victim to an injury in the workplace – the lion’s
share of which are slips, trips and falls.
Written by Ad Rank One at 05/10/2016